Comprehensive Expat International Health Plan

Medi Plus MSH and Luma Asia Care Plus by Luma are brought to Laos by Forte Toko & Lanxang Insurance.
These international health insurance plans provide expats and locals great value on comprehensive coverage.

The plans provide comprehensive coverage for all necessary medical expenses including critical illnesses such as cancer, heart attack, kidney failure, coronary artery- bypass surgery and organ transplant services  including in-patient, out-patient, emergency evacuation by air or ground.

To meet different needs and budgets of individuals, the plans lets you customize your coverage the way you want such as Southeast, Asia Pacific, Worldwide. As member you can benefit from direct billing – meaning no cash advance is required for both inpatient and outpatient treatments when visiting a hospital in preferred medical network.

Medi Plus provides comprehensive coverage for all necessary medical expenses including in-patient, out-patient, emergency evacuation and mental health, in the standard plan with a sum insured of up to $750’000. You can add optional covers to your plan including worldwide personal accident, maternity wellness, dental and vision benefits.

Luma Asia Car Plus provides highest coverage up to $1.6m for all unexpected medical expenses and the reassurance of lifetime life-time renewal guarantees with premium rates mainly based on age, global inflation rate, and community claim ratio. You can add optional covers to your plan including dental and vision benefits.

Both Medi Plus and Luma Asia Car Plus plans cover COVID-19 and can issue certificate for COVID-19 cover. See sample here

🎬 See information video here.

Brochure

Luma Asia Care Plus (LACP)

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Policy Wording

Luma Asia Care Plus (LACP)

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Application Forms
Direct Billing Hospitals and Networks

Luma Asia Care Plus (LACP)

Hospital Networks
Premium Rate

Luma Asia Care Plus (LACP)

International Health Premium Rates
Claims

Luma Asia Care Plus (LACP)

Emergency & Claim Procedures
Schedule for consultation

Email: chansamone@vicinsurancebrokers.com

Office: 030 5142522
WA: +8562056107979

Apply for Quotation
• To apply, please fill up the application forms and send to VIB Team at:  info@vicinsurancebrokers.com
To get two quotations, please fill up both application forms